California loans are made pursuant to Loan Exchange, LLC’s California Department of Financial Protection and Innovation Financing Law License # 603L358. NMLS Unique Identifier # 1637539 - To verify licenses visit www.nmlsconsumeraccess.org
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TERMS AND CONDITIONS: Advertised offer available as of Published date on front cover and based on a rate and term refinance of an owner-occupied, single-family residence, where the borrower(s) have no subordinate debt, with a 1st loan amount of at least $400,000-up to conforming limit ("High balance" limit available in qualifying counties), 60.00% LTV or below and qualifying FICO score is 740 or above. If these factors are not met, you may still qualify but higher rates and fees may apply. Subject to underwriting approval including, but not limited to, verification of acceptable income, assets, and collateral. Availability of rates may change without notice. The Loan Exchange will be responsible for paying all third-party charges ("Closing Costs"), including but not limited to: appraisal fees, credit report fees, flood certification fees, notary/signing fees, charges for title insurance and related fees, escrow/closing fees, and recording fees. Borrower will be responsible for paying prepaid interest, taxes, insurance, mortgage insurance (if needed) and existing lender payoff fees and associated fees. By refinancing existing loan, the total finance charges may be higher over the life of the loan. Estimated date/month of "first payment" based on date of funding and may add to actual loan amount. Applications requesting cash at close greater than $2,000 will require cash-out pricing adjustments. Not all applicants will qualify for cash at closing based on LTV and other criteria not available at time of offer. Non-conforming loan amounts may be subject to additional pricing adjustments/considerations. The Loan Exchange – 333 City Blvd W. Suite 1700 Orange, CA 92868.
Information from your consumer credit report was used in connection with this offer and you received this offer because you satisfied certain criteria of credit worthiness The Loan Exchange used to screen persons for this offer. Credit may not be extended if, after you respond to this offer, you no longer meet the selection criteria. The Loan Exchange may choose to cancel this offer if it is unable to verify information you provide.
LICENSE INFORMATION: California loans are made pursuant to Loan Exchange, LLC’s California Department of Financial Protection and Innovation Financing Law License # 603L358 NMLS Unique Identifier # 1637539 - To verify licenses visit www.nmlsconsumeraccess.org